Texas Bullion Depository Schedule of Fees

Upcoming Fee Schedule Changes - Effective April 1, 2026

The Texas Bullion Depository is pleased to announce new lower storage pricing and simplified non-storage fees, which take effect April 1, 2026. Changes will be applied automatically for all current Account Holders with Texas Bullion Depository accounts (excluding 3rd party custodied IRAs and other accounts with custom schedules or 3rd party billing).

The current schedule remains in effect through March 31, 2026. Both schedules are shown below.
View upcoming changes ↓

Upcoming Fee Schedule - Effective April 1, 2026

The following fee schedule will take effect on April 1, 2026 for all non-IRA accounts, coinciding with the Q2 billing cycle. Key changes include updated storage rate tiers, a simplified flat-rate pricing model (replacing the previous stairstep model), eliminated account setup and withdrawal fees, and an updated shipping and handling formula.

What Is Changing

Simpler storage pricing model: We heard customer feedback and have simplified the way we apply storage fees. Gone is the stairstep pricing, where different tiers of value are charged at declining rates. In its place, we’re adopting easier to follow flat-rate pricing. Under the new model, one rate, based on your account’s average daily value, applies to your entire holdings.
Lower storage rate tiers: Updated tiers and rates for non-IRA accounts (see table below).
Eliminated Account Setup Fees: Getting started is now free of charge. Pay only when your assets are in the vault.
Eliminated Withdrawal Fees: All delivery costs are now reflected in the updated Shipping & Handling fee.
Simplified Shipping & Handling: New value-based formula replacing the previous flat postage fees, allowing more customers to take delivery without waiting for custom quotes.
Changes to several other non-storage fees (see table below for details).

Segregated Storage Fees (Non-IRA Accounts) - Effective April 1, 2026

Standard storage fees apply to all accounts opened and managed directly with Texas Bullion Depository (excludes IRAs managed through third-party custodians and other accounts with custom pricing agreements).

Annual rates are applied on a daily basis, so your fee is based on the average daily value of your account across the year. Fees are charged once per quarter.

Average Daily Value From	To	Annual Rate
$0.01	$499,999.99	0.49%*
$500,000.00	$999,999.99	0.44%
$1,000,000.00	$2,499,999.99	0.39%
$2,500,000.00	$4,999,999.99	0.34%
$5,000,000.00+	—	Call for pricing

* $25/quarter minimum applies. Same low rates for gold, silver, platinum, and palladium.

How fees are calculated: Your account’s Average Daily Value (ADV) determines your rate tier. That single rate applies to your entire ADV - not split across tiers. Fees accrue daily: Daily Fee = ADV × (Annual Rate ÷ 365).

Example: An account with an ADV of $100,000 falls in the $0.01-$499,999.99 tier (0.49% annual rate).
Daily rate = 0.49% ÷ 365 = 0.0000134247
Daily fee = $100,000 × 0.0000134247 = $1.34/day

Non-Storage Fees - Effective April 1, 2026

Non-Storage related fees are for charges for services other than the actual storage and safekeeping of the Depository Account Holder precious metals. Non-storage fees are charged in addition to storage fees.

Fee Type	Fee Amount	Fee Details	Change
Account Setup Fee	—	No account setup fee	Eliminated
Withdrawal Fee	—	No withdrawal fee; delivery costs reflected in Shipping & Handling	Eliminated
Shipping & Handling (Domestic Deliveries)	$17.95 + 0.0018 × spot price value (or declared value when exists)	Valid for up to 5,000 oz silver and 100 oz gold/platinum/palladium/other metals. Excludes AK, HI, U.S. territories, and single items over $100,000 in value. Contact us for a custom quote on shipments exceeding these thresholds.	Updated
Personal / Courier Pick-Up Fee	$35.00	Per transaction, by appointment only	Updated
Customer Room Usage Fee	$35.00	Per 1/2 hour	No change
Replacement Pallet Packaging Fee	—	Eliminated	Eliminated
Stop Payment Fee	$35.00	Per transaction	Updated
Late Payment Fee	$35.00	Per transaction	Updated
Insufficient Funds / Overdraft Fee	$35.00	Per transaction	Updated
Refused Deposit Fee	$35.00	Per transaction, plus applicable postage	Updated
90% and 40% Silver Coin Bag Counting Fee	$50.00	Per bag	Updated

Current Fee Schedule - Effective Through March 31, 2026

The Texas Bullion Depository has established the following Schedule of Fees, which are effective as of April 1, 2018.

Segregated Storage Fees for Gold, Platinum, and Palladium (Silver up to 50,000 ounces):

Account Balance From	To	Annual Rate
$0.01	$2,499,999.99	0.50%
$2,500,000.00	$4,999,999.99	0.45%
$5,000,000.00	$7,499,999.99	0.40%
$7,500,000.00	$9,999,999.99	0.35%
$10,000,000.00	$24,999,999.99	0.30%
$25,000,000.00	$49,999,999.99	0.25%
$50,000,000.00	$99,999,999.99	Negotiable
$100,000,000.00	$100,000,000.00+	Negotiable

Non-Storage Fees

Fee Type	Fee Amount	Fee Details
Account Setup Fee	$50.00	Per account
Withdrawal Fee	$25.00	Per transaction
Customer Room Usage Fee	$35.00	Per 1/2 hour
Postage / Transportation Fee (Domestic) for Gold, Platinum, Palladium, Rhodium	$25.00	Up to 100 ounces per transaction, plus 15 cents ($0.15) per ounce over 100 ounces
Postage / Transportation Fee (Domestic) for Silver	$25.00	Up to 500 ounces per transaction, plus 10 cents ($0.10) per ounce over 500 ounces
Personal Pick-Up Fee	$25.00	Per transaction
Replacement Pallet Packaging Fee	$50.00	Per pallet
Stop Payment Fee	$30.00	Per transaction
Late Payment Fee	$30.00	Per transaction
Insufficient Funds/Overdraft Fee	$30.00	Per transaction
Refused Deposit Fee	$25.00	Per transaction, plus applicable postage
90% and 40% Silver Coin Bag Counting Fee	$25.00	Per bag

Description of Non-Storage Fees:

Account Set-up Fee: One-time, flat fee assessed at the time of application for the initial establishment of an account at the Texas Bullion Depository. This fee is non-refundable.
Withdrawal Fee: The fee charged for processing a request to withdraw some or all precious metals stored in a depository account.
Customer Room Usage Fee: The fee, per hour or partial hour, for scheduling a private room at the office of the Texas Bullion Depository for viewing of precious metals held in your account.
Postage / Transportation Fee (Domestic): The fees assessed, based on the type of metal, for the shipment of precious metals within the United States of America. This fee includes 100% insurance on the shipment to the Depository Account Holder. This fee will be charged in addition to a withdrawal fee.
Personal Pick-up Fee: The fee assessed for scheduling an appointment to pick-up a withdrawal at the Depository. This fee will be charge in addition to a withdrawal fee.
Replacement Pallet Packaging Fee: The fee assessed, per pallet, for all shipments requiring palletization.
Stop Payment Fee: The fee charged in the event a stop-payment instruction must be issued or is received related to a Depository Account Holder's account.
Late Payment Fee: The fee charged if a quarterly invoice is not paid when due.
Insufficient Funds/Overdraft Fee: The fee assessed to a Depository Account Holder if the bank account associated with their account does not have sufficient funds available to pay the amount debited for an invoice.
Refused Deposit Fee: The fee assessed when a deposit is refused and must be returned to an account holder. This fee is assessed in addition to the postage/transportation fee associated with returning the refused deposit. Generally, this fee (and return shipment fees, when applicable) is assessed when a Depository Account Holder submits an item for storage that is not listed on the Depository's list of acceptable items.
90% and 40% Silver Coin Bag Counting Fee: The fee charged for counting and verifying the contents of silver coins in bulk bags.

Additional Terms and Information

The Texas Bullion Depository reserves the right to revise its fees at any time by publishing the applicable fees on our website and by providing notice to Account Holders. Fee changes will be effective 30 days after the date of initial publication. The Depository reserves the right to waive any fee at its sole discretion.

Not all fees are applicable to every client, as some fees are optional based upon the services selected by the Depository Account Holder.

Storage fees accrue on a daily basis. The value of an account is determined based upon using the Official Exchange Rate as established by the Comptroller. The Official Exchange Rate is the spot precious metal price as of 3:00 pm U.S. Central Time. It is based upon the London OTC market ask pricing.

Storage fees are listed as annual rate. To calculate the applicable daily rate, the annual rate is divided by 365 days. To calculate the accrued daily storage fee, multiply the daily value of the account by the applicable daily rate.

Storage Fees listed as a percentage (%) are the annual rate. In order to determine a daily rate, the annual rate must be divided by 365 (three-hundred sixty-five).

The Texas Bullion Depository shall invoice customers on no less than a quarterly basis. The quarterly storage fee bill is the sum of the accrued daily storage fees or $25.00, whichever is greater.

For certain accounts, negotiated pricing may be in effect based upon the total volume of ounces stored per metal type. For example, accounts with more than $25 million in average value that include large volumes of silver may pay a rate that is higher due to the volume of the metal stored. Negotiated pricing will be discussed on a case-by-case basis and shall be agreed upon in advance by the client and the Texas Bullion Depository.